News Pathfinder in the News

The SECURE Acts of 2019 and 2022 have had a significant impact on the retirement industry. These acts have introduced a range of changes, some of which are mandatory while others are optional. Check out some of the changes as they pertain to retirement plans.

On September 8th, the IRS announced that it will be increasing its focus on the wealthy and away from working-class families. Depending on which of these classes you find yourself, this could be good news or bad news.

Most working Americans know the two most common retirement account types (Traditional IRAs and Roth IRAs) and the differences in the two; however, there are financial planning strategies that allow individuals to bypass Roth limits and build up after-tax assets, such as Roth IRA Conversions (Roth Conversions). This Back to Basics article explains the benefits and rules of Roth conversions, as well as provides real-world examples.

The past few years have been anything been ordinary, and as a result, we have been experiencing unsettling times in the financial markets and the economy in general. While many of the challenges we have faced recently have been unprecedented in our lifetimes, how many people have reacted to these conditions follows common mistakes inherent in human personalities. In this article, we will explore some of the most common behavioral finance missteps that financial professionals face, in good and bad markets.

We are pleased to announce the recent hiring of Lauren Murphy as the Administrative & Marketing Assistant in the Cary office.

Equity compensation is an employee perk that gives you an ownership stake in the company where you work, therefore providing the opportunity for employees to hit a financial “home run” as their company grows. However, this form of compensation comes with a unique set of risks beyond that of a traditional salary. This article defines two common types of equity compensation and discusses how individuals can leverage them as an effective wealth-building tool.

Pathfinder Wealth Consulting is honored to announce that our CEO, Jason T. Wheeler, CFP®, AIF®, CLU®, ChFC®, has been named to Forbes’ Best-in-State Wealth Advisors list for 2023, the fifth year in a row.

Health Savings Accounts (HSAs) have become increasingly popular due to the tremendous flexibility to pay for medical expenses, now and in retirement. This article introduces some of the basics of HSAs, including the potentials benefits for your long-term financial plan.