Investment Planning For your future.

Financial PlanningBig-picture thinking.

We can’t tell you how to invest your money until we know what you are trying to accomplish with your life. After completing your financial plan, we will invest your money in strategies that align with your unique goals. After all, making money is not a goal – securely spending that money is. We believe in building customized solutions for each of our clients, not chasing Wall Street’s investment du jour.

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Portfolio

Financial Security A lot goes into building the best portfolio for you.

Managing a personalized and suitable investment portfolio over the long term can bring a sense of security to the financial path ahead. Let us simplify the complicated world of investing, and make it relevant to your life.

  • Investment knowledge and experience
  • Current and future tax status
  • Time horizon
  • Cash flow expectations
  • Risk profile (capacity, perspective, attitude)
  • Investment preferences and values

Once we implement your long-term investment plan, we provide the due diligence, portfolio rebalancing, investment monitoring, and trading to keep your strategy aligned with the changes in the markets and your life.

These options often require different expertise than typical stock and bond portfolio implementation; there are often more complicated regulations, cash flow impacts, and tax ramifications. A comprehensive approach is needed to integrate these opportunities into your full financial life. Let us guide you through the complexity, so you can take advantage of the benefits.

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Assets

Planning for Retirement Asset Allocation

The goal of asset allocation is to provide you with the risk and return scenario that is most comfortable for you. This process will:

  • Reduce overall investment risk
  • Create more reliable investment forecasts
  • Improve the risk/return tradeoff of your portfolio
  • Enhance tax efficiency

*Asset allocation and diversification programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved.

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Success

Long-Term Financial Success Executive Compensation

Many Pathfinder clients have opportunities, provided by their employers, that add substantial benefit to their long-term financial success. The following are some of the options that may be available and should be analyzed and integrated into your investment portfolio. Examples of executive compensation options may include:

  • 401(k) and profit-sharing plans
  • Restricted and Performance Stock Units
  • Incentive and Non-Qualified Stock Options
  • Deferred Compensation and Long Term Incentive Plans
  • Health Savings Accounts
  • Insurance plans and other executive benefits

These options often require different expertise than typical stock and bond portfolio implementation; there are often more complicated regulations, cash flow impacts, and tax ramifications. A comprehensive approach is needed to integrate these opportunities into your full financial life. Let us guide you through the complexity, so you can take advantage of the benefits.

A portfolio that matches you Investment Selection

With over 3500 individual stocks and over 7600 mutual funds to choose from in the US alone, investment selection can be daunting. With so many great investments to choose from (and many others that may not be so great), choosing investments should be intentional.

We know some clients like individual securities, such as stocks and bonds, while others prefer pooled investments, such as mutual funds and ETFs. Some clients prefer active strategies that attempt to beat the index over the long term, while others prefer passive strategies that offer low-cost access to broad-based market returns. We are here to build a portfolio that matches your investment profile and your financial plan.

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Contact

Let us guide you forward.
The path to financial confidence starts here.

Together, we’ll go through a comprehensive process for managing your financial life and creating a long-term plan customized for you. Please complete the form below, or call us directly at 910-793-0616.